Retirement Advice If You’re Running Low on Money

Phil

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Over 28% of Americans age 55+ years have zero money saved for retirement. 17% of Americans age 55+ years have less than $10,000 saved.

This means that over 35% of Americans approaching retirement have no savings prepared – other than what they may have in social security.

This is why so many retirees live in fear of the question: Will I outlive my retirement savings?

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More Pay or a Higher Retirement Match?

Phil Town

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Here’s the dilemma: you’re talking about getting a higher 401(k) match from your company, but should you just take a higher paycheck instead?

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10 Essential Retirement Terms and Why They Matter

Phil Town

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Satisfaction with your retirement is determined by the financial planning done beforehand. Successful investors spend years accumulating the funds necessary to cover both the expenses and unforeseen circumstances that come along with a retirement.

Financial planning in your working years allows for the stress-free retirement years you deserve.

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How to Eliminate Bad Debt

Phil Town

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In order to set the stage for your success, you’ll have to eliminate any bad debt you may have head-on.

You may be asking yourself, what is bad debt? Let me explain.

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5 Things Not to Do With Your Tax Return

Phil Town

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Tax season is around the corner. This means you are probably starting to think about the best way to use your refund. We have already discussed five things that you should do with your tax return this season, but what should you not do?

Once you get your refund, you may be tempted to spend that big chunk of money. Don’t! Decide to take control of your funds and become financially fit instead.

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