Austin is an international speaker having spoken to well over 40,000 students about the Rule One Investing principles and is a Senior Investment Analyst for Phil Town. Austin began his investing journey after reading Phil Town’s book Rule #1 in 2010 while he was an 11th grader in high school.

After high school, Austin enlisted in the United States Air Force and volunteered into one of the Department of Defense’s most elite special operations units to become a Combat Controller. As part of Austin’s 28-month training pipeline, he graduated from many distinguished schools to include Army Special Forces Combat Diver School, Army Special Forces Military Freefall School, Air Force SERE School, Air Force Air Traffic Control School, and Special Operation Tactical Air Control School. These schools make up a few of the many schools required to graduate the Combat Control training “pipeline”.

Upon finishing his training, Austin was stationed in Okinawa, Japan for three years. While there, Austin worked alongside Navy Seals, Green Berets, Marine Force Recon and Army Rangers in efforts to assist allied military forces across Southeast Asia. Additionally, Austin conducted two 6-month deployments to Afghanistan attached to Green Beret teams who were conducting counterterrorism operations. Austin returned from both deployments with numerous awards to include Army and Air Force Commendation Medals, Army Combat Action Badge, and Air Force Combat Action Medals.

Through Austin’s seven years of service in the Air Force, he never dropped his passion for investing or his education from Phil and would frequently take vacation leave from the military to come learn from Phil at his investing workshops. Upon deciding to exit the Air Force and pursue a career in finance, Phil hired him the day after his service ended, and for the past three years he has lived in the Atlanta, GA area working directly for Phil.

In addition to working as an analyst, Austin’s drives for a Porsche racing team and donates his time and money to his favorite charity, Bert’s Big Adventure. Bert’s identifies disabled children across America whose families are in need of financial support, and fully finances a weeklong trip to Disney World for the children and families along with providing them financial support for medical expenses into the future.

Favorite Quote- “Take up one idea. Make that one idea your life; dream of it; think of it; live on that idea. Let the brain, the body, muscles, nerves, every part of your body be full of that idea, and just leave every other idea alone. This is the way to success.” – Swami Vivekananda

Jamaal is a former Military Intelligence Analyst and government contractor supporting various agencies. After learning the Rule #1 investing and trading strategies, he has since left that life behind and focuses full time on investing and empowering people from all walks of life to pursue their financial dreams.

Over the past 5 years, Jamaal has spoken to thousands of people in venues across North America on the importance of learning how to invest to create generational wealth and has personally instructed thousands of people on how to walk the path to financial freedom.

When not out speaking or teaching students, Jamaal is usually spending time with his family or playing with his dogs somewhere out on a trail.

Favorite Quote: “The most important investment you can make is in yourself.” - Warren Buffett

Karin Ulik has been an instructor for Rule One Investing since 2018.

It was Karin’s husband, Steve, who originally discovered Rule One when he was looking for a way to grow the couple’s retirement beyond their 401K accounts. But Karin had a bigger vision. She was looking for a more harmonized lifestyle that included less hours logged at the office and more time for everything else in life. She knew she could create it but there was one missing piece—money. She knew investing was the answer. After learning about the 3-day workshop, she saw the potential to take charge of their financial future and before they even attended, convinced her husband to let her retire from her corporate career to manage their money.

Today, in addition to managing their money, Karin is a life coach who helps busy parents and teens make life easier and more fulfilling by teaching the same strategies she used to re-balance the 4 critical areas of life–yourself, your relationships, your contribution to the world and your career.

Prior to figuring out how to live the life she truly wants to live, Karin was an executive in the CPG (consumer packaged goods) industry. She’s directly responsible for developing many of the products you see on store shelves, from smoke alarms to small kitchen appliances to Swarovski jewelry.

She and her husband split time between their homes in Minnesota and Florida. They have four children (ages 29, 27, 24 & 17) and one granddaughter. When she’s not spending time with them, Karin loves to travel, read and try new things. Her current obsession is playing pickleball.

Kevin Smith is a Rule One investor, coach and instructor. He attended the University of Georgia, but school was never his strength, and he ended up dropping out. In 2011, while living in a friend’s basement bedroom because he couldn’t afford rent, Kevin attended a Rule One 3-day conference on value investing and his life has never been the same. He took what he learned at that weekend conference and applied it to the entirety of his life savings at the time….$811. Before he could make his first trade, he had to sell a canoe out of his storage unit on Craigslist just to raise enough money to open his first brokerage account. He placed his first trade in the market in the summer of 2011 and hasn’t looked back since.

Five years later, Kevin left his career in corporate America and started his own private seven-figure hedge fund. He began teaching and speaking with Rule One about that same time and is now project manager for a major upgrade of the Rule One Toolbox.

Prior to becoming a Rule One investor, Kevin was the Director of Product Management for one of the leading global providers of insurance software as well as for the third largest payment processor in the country. His background includes being a technical recruiter, a software sales rep, a medical supply rep, a heating and air technician, manager of a hazardous chemical cleaning facility, deck sander and driveway pressure washer extraordinaire and a lousy shopping mall video tape salesperson.

Favorite Quote: “For I know the plans I have for you. Plans to prosper you and not to harm you. Plans to give you hope and a future." -God

Nina Jean Guilford has always had a heart to help people. She began as a Registered Nurse and after years of helping people with their physical health, she saw an immediate need for people to have financial health as well.

Nina Jean has been with Rule One for four years, progressing from Student, to Coach, and now an Instructor. Rule One strategies have enabled her to move control of the family’s investments from third parties to herself.

Originally from Charleston, SC, Nina Jean resides in Alpharetta, GA with her husband of 28 years. When she is not investing, you can find her volunteering as a trainer of service dogs, as well as training for triathlons.

Andy is a CPA and former Tax Director for a large retail company where he focused on implementing legal and ethical tax planning strategies.

Since attending the Rule One Transformational Investing Workshop in 2014, Andy left the corporate world in 2018 to focus full time on investing, teaching Rule One investing strategies to students around the world, and has taken on the role of Rule One’s Chief Compliance Officer.

Andy has finished an Ironman Triathlon, several marathons and recently got his private pilot’s license. When not teaching or speaking, Andy enjoys spending time with his wife and 2 dogs, flying, travelling, and most recently hiking sections of the Appalachian Trail.

Favorite Quote: “I spent a lifetime trying to avoid my own mental biases. A.) I rub my own nose into my own mistakes. B.) I try and keep it simple and fundamental as much as I can. And, I like the engineering concept of a margin of safety. I’m a very blocking and tackling kind of thinker. I just try to avoid being stupid.” - Charlie Munger

Richard (Rick) Horton is retired and has a large family, so he presently lives in Louisiana, South Carolina, Florida…and New York! Rick served in the US Army for 28 years and after his military retirement, he continued to work in public service as a Louisiana State Police narcotics investigator in coordination with other federal agencies. In 2015 Rick was introduced to Rule #1 and took control of his retirement planning. Thanks to his excellent investing progress, in 2017, Rick retired from the Louisiana State Police.

Understanding businesses is one of the most important things Rick learned during his transformation to becoming a value investor. He now owns and manages businesses in private security, private investigation, computer technology and investment account management. Rick is currently working on a commercial development project to create a medical district in his hometown of Alexandria, La.

Rick's passion to create generational wealth through investing and creating businesses has become contagious within his family. His daughter, niece, nephew, son-in-law, ex-wife, sister-in-law and many friends have attended the transformation workshops and are now in the Rule #1 Family.

Richard Kapiloff is an Atlanta-based educator, investor, and entrepreneur. In 2018, he was listed in a Guy Spier white paper titled: “With Whom I Would Invest?”

Kapiloff has a motto that “doing something trumps not doing something.”This mantra has put him on the top of Mount Kilimanjaro, trekking the Himalayas, seeking tigers on elephant back, rafting the Zambezi River, being invited to his first Berkshire Hathaway Annual Meeting by Warren Buffett’s secretary, having lunch with President Jimmy Carter, attending a formal ball at the invitation of Secretary of State Colin Powell, and repairing castles in France among many other things.

Since attending his workshop in 2014, Richard has used Rule #1 strategies in his own portfolio which has led to him managing other peoples’ money and becoming an instructor with Rule #1. His innate love to help other people is often expressed by his students. In addition to teaching new students in advanced options strategies, he also works to develop and manage the 400+ volunteers who coach the Rule #1 Workshops.

Richard is the Chairman and CEO of the KYM Company, an operating 4th generation apparel contractor of uniform trousers.

His civic involvement includes the revitalization of the City of Jackson, Georgia’s central business district in 1996. Coincidentally, Jackson is now the movie set for the fictional city of Hawkins, Indiana in the “Stranger Things” series on Netflix.

Kapiloff was educated at Hobart College with a B.A. in History in 1985.