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Payback Time

’s first book, the #1 New York Times bestseller Rule #1, was a guide to stock trading for people who believe they lack the knowledge to trade.

In Phil's newest book, Payback Time, Town shares a risk-free approach, called “stockpiling” and it’s how billionaires get rich in bad markets. It’s a set of rules for investing (not trading, but investing) in the right businesses at the right time — rules that will ensure you make the big money.

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Rule #1

In Rule #1, I’ll show you how I turned $1,000 into $1 million in only five years, and then proceeded to make many millions more. I came to investing as a person who wasn’t great at math, possessed zero extra cash, and wanted a life—not an extra three hours of work to do every day.

If that sounds too good to be true, it’s because the mind-set I’ll be introducing you to leads not to bets but to certainties. Believe me, if there were anything genius-level about this, I’d still be a river guide collecting unemployment much of the year.

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